You can use a repossession dispute letter to remove incorrectly reported repossessions from your credit report.
If you have a repossession, it makes sense that you’re looking for ways to remove a repo from your credit report. Repos damage your credit score, stay on your credit report for seven years, and make it much harder to get new credit cards and loans.
The good news is that if you have an invalid repossession on your credit report—one that you believe was reported in error—you might be able to get rid of it by sending a repossession dispute letter.
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